Financing

Ride Now. Pay Later.

Thanks to our special financing offers, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new bike as well as cycling apparel and equipment today! We offer 6 and 12 month deferred-interest* special financing plans, allowing you to ride now and pay later.

Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! You can also visit us and apply in-store; please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of special financing.

Bike Layaway

Our 90-Day Layaway Program will hold your purchase at the store for up to 90-days with a 25% (or $25 minimum) deposit on the first day of the program. You may continue to make payments on your account as you wish for the duration of the layaway, so long as at least one payment is made every 30 days. If the item is not paid off within the 90-day period, it will be returned to the floor for sale, and a $25 fee will be assessed. Any additional amount on account will be refunded to the consumer.

Find Your Dream Bike

Ready to start your search for your new bike? Shop our selection online and visit us today to go for a test ride.

*At no time will the minimum payment due be less than $27.00. Interest will be charged to your account (at the standard, variable 28.99% APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum Interest Charge is $1.00 per credit plan.